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Getting early access to these funds can help you eliminate debt, make car repairs, or put a down payment on a home. The present value of an annuity is the total value of all of future annuity payments. A key factor in determining the present value of an annuity is the discount rate. This can…
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In this case, the person should choose the annuity due option because it is worth $27,518 more than the $650,000 lump sum. Given this information, the annuity is worth $10,832 less on a time-adjusted basis, so the person would come out ahead by choosing the lump-sum payment over the annuity. Present value calculations can also be…
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Treasury bonds are generally considered to be the closest thing to a risk-free investment, so their return is often used for this purpose. The discount rate is a key factor in calculating the present value of an annuity. The discount rate is an assumed rate of return or interest rate that is used to determine…
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As you might imagine, the future value of an annuity calculating profitability ratios refers to the value of your investment in the future, perhaps 10 years from today, based on your regular payments and the projected growth rate of your money. By plugging in the values and solving the formula, you can determine the amount…
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Nitroimidazoles, including metronidazole, tinidazole, and secnidazole, are often used for parasitic or anaerobic bacterial infections. A healthcare provider may prescribe one of several types of antibiotics, depending on the infection and your health history. When prescribing antibiotics, a healthcare provider often will discuss whether it’s OK to consume alcohol while taking them. A person should…
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Medicines that interact with levofloxacin may either decrease its effect, affect how long it works, increase side effects, or have less of an effect when taken with levofloxacin. An interaction between two medications does not always mean that you must stop taking one of the medications; however, sometimes it does. Speak to your doctor about…
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Check the inactive ingredient listing on the OTC “Drug Facts” label to determine if alcohol (also called ethanol) is present in the product, or you can always ask your doctor or pharmacist. If you need to avoid alcohol, check all of your food and medicine labels to be sure they don’t contain alcohol. There are…
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These drugs are often reserved for illnesses like community-acquired pneumonia and severe skin and bacterial infections after other antibiotics have not worked. Antibiotics are one of the most commonly prescribed and important drug classes in medicine. Rest, drink plenty of fluids (other than alcohol), and be sure to finish all your medication when you have…
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Unfortunately, many privacy policies are full of legalese and hard to understand. Search for words like “third parties,” “data,” “store,” “retain,” and similar terms if you’re curious how the site handles your personal data. Don’t fall for this trick — it only takes a moment to verify a link is safe. We allow users to…
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Checking a URL before clicking on it is a simple way to perform your own website safety test. In other words, to check if a link is safe, find out where the link leads before you click on it. Just mouse-over any link to verify the URL it’s actually linked to. Follow these simple guidelines…
